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In today's world, technology plays an important role in everyone's life. With the mobile-centric lifestyle, Smartphone and Tablet devices have also become a necessity, not just a communication device. When these devices are used to carry out transactions through the Internet, everything points back to one's personal identity. There are a multitude of cyber threats that come in various forms and no one can ever be careful enough. These threats could be password leaks, identity theft, unauthorised transactions, malware, ransomware, all of which could result in both personal and organization property losses. Cyber threats occur at both the individual and organizational levels. Click on the link below to see Solutions that can protect you!!!
According to a study conducted in 2016, BitDefender ranked Thailand as the 5th largest country in Asia with cyber security risks. A study in 2016 by Microsoft also found that Thailand has an average of three times more malware detection/infection than the global average.Learn More
* Social Attacks aimed at human factors. Lure people to install malware, phishing, etc..
* Direct Attacks focus on vulnerabilities. They take control of the system space by stealing or removing passwords.
* Hidden Attacks hide themselves from being detected by standard safety systems. They also lurk amid Log events with over a thousand entries per day.
Ark Insights is the leading distributor and implementor of hi-end security solutions such as Imperva, Cisco, Huawei that customers can choose from to protect their organization. Solutions range from Firewall, IDS, Antivirus to high-end protection. DB, WAS, and Direct Access.
Cashless is a big trend. In China, it is driven by two major service providers, Jack Ma of Alibaba and WeChat Pay of Tencent. In Thailand, there are quite a number of service providers, Samsung Pay, True wallet, and Line pay to name a few. Let’s examine reasons for a cash-free society:
- Convenient and time saving. Especially the exchange. No need to worry about change. Just scan the code and pay from anywhere. Don’t even have to leave home.
- In China, people ubiquitously use their No. 1 on-line store Taobao and No.1 messaging application WeChat. In the beginning, when Taobao introduced the on-line store, payments and transactions were not very convenient as the process was still complicated. For example, deposits to a bank account were required. Jack Ma launched Alipay to handle the on-line payments. WeChat, China’s messaging app everyone has on their mobile, also introduced WeChat Pay to do the same thing. In the case of Alipay, Jack Ma is the social influencer. He really drove public to use Alipay.
- Safety. Alipay and WeChat both suffered a few security incidents. Still, the payment system through China online applications is still considered highly reliable.
- Discounts and promotions when using on-line applications, especially in Alipay.
- China used to suffer from a proliferation of counterfeit banknotes. When society moved to spending through the app, this banknote counterfeit problem was noticeably reduced.
- Alipay and WeChat Pay keeps the whole history of the transaction, from where and by whom, to where to whom.
- In China, when you want to make a money transfer, you have to enter not only the account details but also the name and address of the bank. This is a bit complicated. With these e-wallet applications, you can use QR codes to send the information.
- Cashless is supported by both state and private sectors. In China, shops get paid via the app. Some banks have cancelled the withdrawal menu at the ATM. In public transportation, it also accepts payments via app such as in Hangzhou. Alipay plans to handle the payments for all buses across several cities this year.
- Start-ups and other businesses are growing on-line and on the mobile app. To gain traction, they must include pay features through the app. This continues to contribute to the growth of cashless. Examples are asset-sharing business (e.g. bike sharing), taxi that accepts payment with app, on-line food ordering that accepts payment through app payments such as Alipay, WeChat Pay, etc.
- There is continuous development of new technologies such as start-up applications and access to technology by all demographics. We probably had heard Chinese are afraid and resist changes. but in fact, anything that answers to their need or is in trend as well as they are aquatinted to can have good reception.This is the answer to why even a motorbike rider or grandma selling vegetables in the market receive payments through the app. Or even an old-man beggar on the street will also take donation electronically because they realize the trend and can catch the benefit.
- It is easy to access the Internet in cities. Wi-Fi is widely available, such as in department stores, buses, and subways.
- Mobile phones can run out of battery but free chargers can easily be found in department stores. However, there’s a risk of being hacked and data stolen through some free chargers. Even though convenient, we need to be cautious and learn how to protect ourselves.
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